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                    <div class="wp"><h1>TD Waterhouse Institutional Services</h1>
<p>TD Waterhouse Institutional Services is responsible for the trade execution, clearing and settlement, custody of cash and securities, preparation of confirmations and monthly account statements for Lowrie Financial, a division of Polaris Financial Inc.</p>
<p>Established in 1987 and backed by the strength of TD Bank Financial Group, TD Waterhouse Institutional Services Inc. is a division of TD Waterhouse Canada Inc., a subsidiary of The Toronto-Dominion Bank.&nbsp; For more information on TD Waterhouse IS, visit their website at: <a href="http://www.tdwaterhouse.ca/institutional-services/index.jsp" target="_blank">www.tdwaterhouse.ca</a></p>
<p>TD Waterhouse Institutional Services is a member of the Investment Industry Regulatory Organization of Canada (IIROC), with client assets covered under the Canadian Investor Protection Fund (CIPF). CIPF provides insurance for clients in the event of the bankruptcy of one of its members. For more information on CIPF, visit their website at: <a target="_blank" href="http://www.cipf.ca">www.cipf.ca</a></p>
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